Instant approval credit cards for bad credit generally have a high interest rate or a high annual percentage rate (APR).
Secured credit cards also have a higher APR as compared to unsecured credit cards. Thus, one can expect most secured instant approval credit cards to carry a really high interest rate.
Since the Credit Cardholders' Bill of Rights was signed onto law in May 2009, the interest rate on credit cards has increased significantly, credit limits have been reduced while the account set-up fee and the annual fee have increased substantially.
In the enthusiasm to get approved for credit cards even with bad credit, one should not forget the limitations and the restrictions of the same.
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The Instant Approval Credit Card Info You Should Know
2 comments:
That is so true Jai. As an author and business man, I can relate to what you had said. I hope more people discover your blog because you really know what you're talking about. Can't wait to read more from you!
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